Solutions for Financial Institutions
Integrated banking and software solutions for banks, fintechs, and payment providers — from ATM lifecycle services and core banking systems to sovereign cloud and risk engines.
Infrastructure and assurance for regulated finance
DTA partners with banks, fintechs, and payment providers to deliver secure, reliable, and compliant services — from physical ATM estates and reconciliation through to the core software platforms that run modern African banks.
Services for Financial Institutions
Integrated services that strengthen availability, control, and compliance across financial environments.
Provision and Service of ATMs
We provide end-to-end ATM deployment and managed services to financial institutions, ensuring reliable, secure, and high-availability cash dispensing infrastructure. This includes site assessment, installation, commissioning, cash replenishment coordination, first- and second-line maintenance, and uptime monitoring. We also manage hardware and software lifecycle support, ensuring compliance with security standards such as PCI DSS for secure cardholder data handling. Our focus is on maximising ATM availability, reducing downtime, and ensuring seamless customer banking experiences across urban and remote locations.
ATM Reconciliation Solutions
We deliver advanced ATM reconciliation services that ensure accurate matching of transaction records between ATM switches, core banking systems, and cash balancing processes. Our solutions help detect discrepancies, reduce financial losses, and improve operational transparency. We leverage automation, exception reporting, and real-time monitoring to streamline dispute resolution and settlement processes. By strengthening financial control environments, we also support compliance with audit and control frameworks such as SOC 1, ensuring integrity in financial reporting and cash management operations.
Sovereign Cloud Services
We provide sovereign cloud services designed to ensure that sensitive financial and customer data remains securely hosted within defined jurisdictional and regulatory boundaries. Our cloud environments are built with strong security, resilience, and compliance controls, supporting strict data residency, privacy, and regulatory requirements. We align our services with frameworks such as ISO 27001 and SOC 2 to ensure confidentiality, availability, and data protection. Our sovereign cloud offerings enable financial institutions to modernise infrastructure while maintaining full control over data governance and compliance.
Certifications
We provide comprehensive certification advisory and implementation support across financial industry environments. This includes readiness assessments, gap analysis, control design, documentation, and audit preparation. We assist clients in achieving and maintaining key certifications such as PCI DSS for payment security, SOC 1 for financial reporting controls, SOC 2 for operational security and availability, and ISO standards such as ISO 27001. Our approach ensures continuous compliance, reduced audit risk, and strengthened trust with regulators, customers, and stakeholders.
Banking & Software Solutions
DTA deploys, integrates, and supports the software platforms that power modern African banks — from core banking and loan origination to digital channels and AI-driven risk engines.
Core Banking Systems (CBS)
Temenos · MambuThe central digital backbone managing customer accounts, deposits, general ledgers, and day-to-day transactions. We deploy and integrate platforms from leading vendors such as Temenos and Mambu — ensuring 24/7 account visibility, compliance, and seamless fund disbursements.
Loan Origination Systems (LOS)
Finastra · nCinoDigitises the full loan journey — from application and credit assessment through to property valuation and underwriting. We help banks reduce paperwork and accelerate approval times. Integration partners include Finastra and nCino.
Loan Servicing Platforms
Automates the post-closing life of a loan — payment collections, escrow analysis, interest accruals, and delinquency alerts. Borrowers get clear amortisation schedules and real-time loan balance tracking; banks get cleaner books and lower operational cost.
Mortgage-Specific CRM
Manages relationships with borrowers, real estate agents, and mortgage brokers. Automates follow-ups, document requests, and client communication — improving retention and driving new home-purchase or equity-release leads.
Document Management System (DMS)
Securely stores and organises critical borrower documents — identity verification, tax records, property titles, and contracts. Versioned, searchable, and audit-ready, aligned with local regulatory frameworks and ISO 27001 controls.
Digital Banking (Web & Mobile)
Self-service portals and mobile apps that let customers apply for loans, track applications in real-time, view statements, and manage savings or repayments. Increases accessibility to banking services across urban and remote locations.
Risk & Compliance Engines
AML · KYC · Credit RiskData analytics and AI-driven engines that calculate credit risk, assess affordability, and run automated Anti-Money Laundering (AML) checks. Reduces non-performing loans (NPLs) and keeps banks aligned with central-bank regulations.
Vendor-agnostic delivery. We work across the leading core banking, lending, and risk platforms — and integrate them with your existing channels, identity systems, and regulatory reporting.
Cross-Industry Software Solutions
Our integration expertise extends beyond financial services. Tell us what your business runs on — chances are, we deliver it.
CRM
Cross-industry customer relationship management deployments — sales pipeline, customer service, marketing automation — tailored for African enterprises.
HR & Campus Management
HR systems for workforce, payroll, and performance — plus student information systems for universities and tertiary institutions covering admissions, course management, fees, results, and alumni engagement.
Other Enterprise Software
HR, payroll, ERP, document workflow — if it's mission-critical software your business runs on, our integrators can deliver and support it.
Modernise Your Financial Operations
From ATM uptime and sovereign cloud to core banking and AI-driven risk engines, DTA helps financial institutions deliver secure, compliant, and resilient services.